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Personal Loan

Quick Funds for Life’s Urgent Needs

A personal loan is a smart funding facility provided by leading Banks and NBFCs across India such as IDFC, HDFC, Axis, Fullerton, and more. It helps individuals meet short-term financial needs such as medical emergencies, weddings, education expenses, home renovation, travel, or business-related costs.

This is an unsecured loan product, meaning no collateral is required, and is typically sanctioned for a short tenure ranging from 6 to 60 months.

Salaried: Rate of Interest – 12% to 20%+

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Tailored Convenience

Benefits of Taking a Personal Loan

01

Fast Disbursal

Get approved and receive funds in as little as 24–48 hours

02

No Collateral

Ideal for emergencies as no asset backing is required

03

Flexible Tenure

Choose repayment duration that suits your cash flow

04

Multipurpose Use

Use it for any personal, medical, or business-related expense

Basic Eligibility

Eligibility for a Personal Loan

  • Age of over 18 years
  • Proof of income like salary slips (last 3 months) or IT returns (self-employed)
  • Minimum salary should be above ₹15,000 and credited into a bank account
To improve approval chances:
  • Credit score should ideally be above 650
  • No history of loan or credit card defaults
  • Should be employed in a reputed or well-established organization
Documents Required for Personal Loans
  • Four Photograph of Applicant/Co-applicant.
  • Copy of PAN card & aadhar card of Applicant/Co-applicant.
  • Latest Residence proof of Applicant (Latest telephone/electricity bill).
  • 3 months latest salary slip
  • Form No. 16 (3 years).
  • ITR for last 3 years. ( applicant & co-applicant)
  • Saving/ salary A/c statement of Applicant and co-applicant for 1year.
  • Copy of sanction letter of existing loans(if any)
  • Four Photographs
  • Copy of PAN card, Aadhar card. ( Applicant & Co-applicants ).
  • Latest Office & Residence Address Proof i.e. Electricity Bill/Telephone Bill.
  • Gumasta /Sales Tax Registration/ GST or any other license applicable.
  • 3 Years ITR & Audit Report With All Annexure.
  • 3 Years ITR With Computation ( Co-applicants )
  • All Current A/c, C.C A/c ,Saving A/c statement for 1year.
  • Existing Loan Sanction Letter & Statement of Account

Apply for a Personal Loan Today

Whether it’s for a personal milestone or an urgent need, AHG Finance helps you get the right personal loan—quick, easy, and fully customized to you.

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