Home Loan

Turning Homeownership into Reality

One of the top priorities in life is having your own home, and at AHG Finance, we understand that it’s one of the most emotional and important financial decisions you’ll ever make. That’s why we follow a research-backed approach to help you borrow smartly and confidently.

Repayment patterns vary from client to client, which is why we customize home loan solutions based on income structure, expected growth, and long-term financial stability. We offer a wide range of options with EMI structures tailored to future income estimates.

Our goal is to provide the best loan products and advice, so you’re equipped to make informed decisions. PMAY subsidy is also available for eligible clients purchasing a new home. Plus, tax benefits are applicable on both the home loan principal and interest components.

Snapshot of Benefits

Home Loan Highlights

Tenure

Loan tenure ranges from 5 to 30 years, offering flexibility for different financial plans.

Rate of Interest

Interest rates start at 6.9% and go upwards, depending on borrower eligibility criteria.

Affordable segment

For affordable housing, interest typically ranges from 9% to 12% in special cases.

Processing Fee

Processing charges vary between 0.25% to 1%, plus 0.5% stamp duty charges applicable.

Eligibility

A credit score above 600 or -1 CIBIL score is generally considered for approval.

Home for All

Pradhan Mantri Awas Yojna

“Home is the starting place of love, hope and dreams.” Housing is a dream for weaker sections of society, and under this scheme, that dream can come true.

This scheme targets Middle Income Group (MIG), Lower Income Group (LIG), and Economically Weaker Sections (EWS) of society.

Eligibility Criteria for Scheme:

Basic Guidelines of PMAY Scheme

Turn your home dream into reality.

We prioritize your needs and ensure your loan is processed at the most affordable rates. Come to AHG Finance and make your dream home a reality.

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